In response to COVID-19, the Fund Office is closed, with limited staff performing essential functions remotely. The Fund Office has activated its business continuity plan to continue to provide service to our participants and participating employers during this situation. Please see the Fund-specific information below.

Pension Fund – Pension payments will continue to be made as scheduled. Current payees may experience delays when updating an address or direct deposit information. Applications for benefits will continue to be processed but there may be some processing delays. 

USW 401(k) – Contributions are continuing to be processed daily.

USW HRA Fund – Claims are continuing to be reviewed. If the review cannot be completed in 30 days, the Fund will notify participants of the need to extend an additional 15 days.

Advantages of Joining the HRA


Money placed in the HRA is done so on a tax-free basis (no federal, state or FICA taxes are paid).  Any of the HRA's investment earnings allocated to your account are also tax-free.  All reimbursements from your account for out-of-pocket eligible medical expenses for you, your spouse and your dependents are also tax-free.  This tax-free advantage could save you and your family a considerable amount of money.

For example, if you are eligible for a $10,000 cash payout from your employer at termination of employment, you may only receive about $6,000 after deductions for federal, state and FICA taxes are deducted.  However, if your employer places the same cash payout into an HRA, no taxes are paid and the full $10,000 is placed in your account to reimburse you and your dependents for out-of-pocket eligible medical expenses.

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