Welcome to the Fund Office website. 

Advantages of Joining the HRA

HRA

Money placed in the HRA is done so on a tax-free basis (no federal, state or FICA taxes are paid).  Any of the HRA's investment earnings allocated to your account are also tax-free.  All reimbursements from your account for out-of-pocket eligible medical expenses for you, your spouse and your dependents are also tax-free.  This tax-free advantage could save you and your family a considerable amount of money.

For example, if you are eligible for a $10,000 cash payout from your employer at termination of employment, you may only receive about $6,000 after deductions for federal, state and FICA taxes are deducted.  However, if your employer places the same cash payout into an HRA, no taxes are paid and the full $10,000 is placed in your account to reimburse you and your dependents for out-of-pocket eligible medical expenses.

Homepage - Announcements

USW HRA: Summary of Material Modifications 3.17.2021 Now Available

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Welcome to the Fund Office!

PLEASE BE AWARE: Maintenance on the USWBF website will start at 1pm on Thursday 10/6. Once maintenance commences, file transfers and the HRA page will be unavailable until Firday morning 10/7. 

USW Benefit Funds comprises three Taft-Hartley Trusts:

  • The PACE Industry Union-Management Pension Fund (PIUMPF)
  • The USW Industry 401(k) Fund
  • The USW HRA Fund

Each Fund is governed by a Board of Trustees with both labor and management. All must be negotiated and must be included in the collective bargaining agreement.