The USW HRA Fund is a Health Reimbursement Arrangement that reimburses you and your dependents for out-of-pocket eligible medical expenses. The USW HRA Fund is a Taft-Hartley Trust Fund that is administered by a joint Board of Trustees, composed of both labor and management.
Contributions required under your collective bargaining agreement are credited to an individual account established in your name when recieved from your employer. Your individual account is used to reimburse you and your dependents for out-of-pocket medical expenses. Any balance remaining in your account at the end of each calendar year is carried forward for use in the next year. If you leave covered employment, you are entitled to maintain your account until it is spent down to a zero balance.
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USW Benefit Funds comprises three Taft-Hartley Trusts:
Each Fund is governed by a Board of Trustees with both labor and management. All must be negotiated and must be included in the collective bargaining agreement.